The 2026 Tax Brackets Are Set: What Changed, and What It Means for Take-Home Pay
All seven federal rates stay the same for 2026, the standard deduction rises to $16,100 for single filers and $32,200 for joint filers, and the One Big Beautiful Bill Act locks the structure in permanently. Here is the full bracket table.
All seven federal rates stay the same for 2026, the standard deduction rises to $16,100 for single filers and $32,200 for joint filers, and the One Big Beautiful Bill Act locks the structure in permanently. Here is the full bracket table.
The IRS has published the federal income tax brackets for tax year 2026, and the headline is what did not change. All seven statutory rates, 10, 12, 22, 24, 32, 35, and 37 percent, are the same as 2025. Only the income thresholds moved, nudged up for inflation so a raise that merely keeps pace with prices does not push a household into a higher band, a problem known as bracket creep. The figures come from IRS Revenue Procedure 2025-32.
The standard deduction, the flat amount most filers subtract before any rate applies, rises to $16,100 for single filers, $32,200 for married couples filing jointly, and $24,150 for heads of household. That is roughly $350 more for a single filer and $700 more for a couple than in 2025. About nine in ten filers take the standard deduction rather than itemizing.
Here are the full 2026 brackets, by filing status, applied to taxable income (income after the standard or itemized deduction):
Rate | Single | Married filing jointly | Head of household |
10% |
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